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New FTC Regulations Seek to Rein in Unethical Debt Settlement Firms

The FTC recently created a new set of rules to govern companies in the debt settlement industry with the goal of protecting consumers from predatory behaviors. Among the most important of the new rules...

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The Benefits of Negotiating Debt Relief Settlements Yourself

Most people with a significant level of debt are constantly bombarded by offers from various debt relief companies. These companies offer miraculous debt cures and make outrageous promises like: Be...

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How Debt Consolidation Affects your Credit Score

A common misconception among consumers is that debt consolidation will improve their credit. For some, particularly those who are behind several months or more on their payments, this may very well be...

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